Home and Contents Insurance Are you under insured? Part 2
Home If you're uncertain whether you're insured
- Home and Contents Insurance. Keep your home in shape for insurance's sake
- Your claim on home and contents insurance could be rejected if your insurer thinks it's a maintenance issue – this article tells you what to do to keep your home in shape.
- Landlords Insurance
- A must read for landlords !
- Buildings Insurance and the Threat of Flood
- If youre thinking of buying a house in a flood area, read this.
- Insurance Providers Weather the Storm While Consumers Flounder
- Severe weather gives rise to many claims on home insurance policies. Read this article and make sure your policy provides the cover you need.
- Home Insurance. Flood Alert
- Houses in high flood risk areas could be uninsurable. That's bad news for owners as its value could drop by 80%. This article provides the background.
- Why You Need House Insurance
- A basic introduction to Home and Content Insurance
Remember, if you don't insure for the right value and have a claim, your payout will be scaled ( life insurance advisers ) down proportionately to reflect the extent to which you are under insured.
About Contents Insurance
Contents Insurance covers everything in your home that's moveable. That includes ( mortgage quotes ) you carpets and curtains - even the lino! However, if it's screwed down or built in, then those items such as kitchen units and sanitary ware, are covered by your buildings insurance.
The same principles apply to items kept outside. If you have a statue cemented onto a ( car insurance quotes ) wall, it's covered by your buildings insurance, but if it simply stands on the wall, it's covered by your contents insurance!