Ten Tips for buying Home and Contents Insurance

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Do you update the contents value ( mortgages ) on your policy each year? You should do.

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Thousands of policyholders risk having any claim they make down sized because theyve failed to insure their belongings for the correct amount. This can arise because they simply failed to calculate the value ( life insurance advisers ) properly when they first took the contents insurance out, or theyve bought extra bits and pieces and forgot to update their insurance value. (Cheap mortgage)

Take CDs and DVDs for example. How many have you got around the home? Norwich ( car insurance quotes ) Union says it values these at £10 each. So if youve got a collection of 200, that means your insurer is likely to expect you to have included £2,000 cover for these never mind anything else. And then there are your mobile phones, I pods, stereos, flat screen TVs, home computers and they like. Tally them up and watch their value mount. (loans)

And have you remembered to value the contents of your garden shed and garage? The average ( car insurance cover ) value there is around £2,000! All in all, the insurer More Than, estimates that the average familys household possessions are now worth over £45,000.

Click here for part 2 (loans)

(remortgages)