Home and Contents Insurance Are you under insured?

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Do you update the contents value ( mortgages ) on your policy each year? You should do.

Thousands of policyholders risk having any claim

Insurance Providers Weather the Storm While Consumers Flounder
Severe weather gives rise to many claims on home insurance policies. Read this article and make sure your policy provides the cover you need.
The Importance of Getting More Than One Home Insurance Quote
70% of homeowners accept this home insurance renewal quote automatically. Bad move! This article explains why.
Tips On How To Arrange Cheaper Home Contents And Buildings Insurance
Some sure fire ways of reducing the cost of home insurance.
A Basic Guide To Home Contents Insurance
This argues you should always have your contents insured.
Home Insurance. Flood Alert
Houses in high flood risk areas could be uninsurable. That's bad news for owners as its value could drop by 80%. This article provides the background.
Contents insurance – check your cover
It's easy to arrange your home and contents insurance and then forget about it. Make sure that you're up to date with the cost of replacing your belongings.
they make down sized because they've failed to insure their belongings for the correct amount. This can arise because they simply failed to calculate the value ( life insurance advisers ) properly when they first took the contents insurance out, or they've bought extra bits and pieces and forgot to update their insurance value.

Take CD's and DVD's for example. How many have you got around the home? Norwich ( car insurance quotes ) Union says it values these at £10 each. So if you've got a collection of 200, that means your insurer is likely to expect you to have included £2,000 cover for these never mind anything else. And then there are your mobile phones, I pods, stereos, flat screen TV's, home computers and they like. Tally them up and watch their value mount.

And have you remembered to value the contents of your garden shed and garage? The average ( car insurance cover ) value there is around £2,000! All in all, the insurer More Than, estimates that the average family's household possessions are now worth over £45,000.

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