Home and Contents Insurance. Keep your home in shape for insurance's sake. Page 2

Your claim on home and contents insurance could be rejected if your insurer thinks it's a maintenance issue - this article tells you what to do to keep your home in shape.

Author: Emma

• Some trees are particularly

5 Tips For Cheaper Home Insurance: Some good advice for finding cheaper home insurance.
Tips On How To Arrange Cheaper Home Contents And Buildings Insurance: Some sure fire ways of reducing the cost of home insurance.
Landlords Insurance: A must read for landlords !
UK House Insurance. The Risk of Under-insurance: The internet has shaken up the market for home insurance. But make sure youre fully insured and be realistic
A Basic Guide To Home Contents Insurance: This argues you should always have your contents insured.
Do you have pest protection?: Have you considered just how expensive a pest infestation could be. Check out the insurance facts.

Life Insurance News

liable to spread their strong roots far and wide, so think about that before you buy a shrub or tree and place it near your property. Getting roots out of your foundations or drainage system is an extremely costly exercise. Willows and Poplars are the worst and with Poplars, the problem is so bad that if a new home is built within 150 feet of a tree, then they have to reinforce the foundations.

• Falling trees are another concern. If you suffer damage from a fallen tree and it wasn't on your land then there's no problem with a claim. But if the tree was on your land and is damaged, dying or rotten, then ( life insurance ) it will be your responsibility as it will be considered to be a maintenance issue. It's your duty to keep trees on your land in good health, or have them chopped down. If you have very big trees then it will be necessary to have a tree surgeon carry out annual checks to verify that your trees are in good health, and are not likely to fall except in the most extreme conditions.

• Plants that climb up the side of your house may look nice but they cause a lot of damage, so it's not a good idea. Ivy is the worse offender, it burrows into the brickwork and render, opening up spaces to the elements. It's imperative that you don't let it climb onto your roof as it can cause extreme damage up there.

• Get a gas check every year, after the hard and constant use of the winter, spring is the ( car insurance cover ) best time. A corgi-registered engineer should check your boiler, your gas appliances and radiators, and carbon monoxide levels.

• Last on the list is the loft check. Squirrels like to nest up there if they get the chance, as do birds and wasps. Squirrels cause particular damage as they like the insulation around wiring, which ( life insurance advisers ) could eventually cause a fire. Remove any nests that you find and block up the holes so the little invaders have to go elsewhere next time.

Follow these tips and your home will be equipped to deal with almost any eventuality. It also ( cheap mortgages ) means that if you do need to make a claim, you won't have to worry about being found negligent in terms of maintenance.