Home and Contents Insurance. Keep home maintenance up to scratch. Page 2

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•  Walk around the house and make

Tips On How To Arrange Cheaper Home Contents And Buildings Insurance
Some sure fire ways of reducing the cost of home insurance.
How much do you value your home's contents? Keep them covered.
Keep your sum insured on your house contents policy up to date. If you're under insured, your claim may well be reduced accordingly.
Why You Need House Insurance
A basic introduction to Home and Content Insurance
House Insurance. Forcible and Violent Entry
Does your home insurance cover you for breakins ? Many thefts happen when there is no sign of a break-in
Buildings Insurance and the Threat of Flood
If youre thinking of buying a house in a flood area, read this.
Home and Contents Insurance. Keep your home in shape for insurance's sake
Your claim on home and contents insurance could be rejected if your insurer thinks it's a maintenance issue – this article tells you what to do to keep your home in shape.
sure that nothing is covering over, or bridging, the damp course. Garden rubbish pilled up against the wall is the most common offender. If damp gets past your damp course you'll end up with damp inside the house, damage to your decoration and plasterwork, and probably rot.

•  When you are planting trees and shrubs you need to make sure that their roots are not ( best mortgages ) going to cause damage. If roots penetrate your drains or get into your foundations you could be in for horrendous bills. Popular and willow trees are some of the worst offenders. Did you know that you shouldn't have a popular tree within 150 feet of a property? New houses built within this distance, have to have specially reinforced foundations!

•  Whilst on the subject of trees, you should be aware that your Buildings insurance will usually cover you for damage caused by falling trees. But what happens if the tree was rotten or the bough ( loans ) already damaged? Yes, you've guessed it, that's a maintenance issue. Unless you can show that you took reasonable care of the trees, the insurer could refuse any subsequent claim. If have big trees you are advised to get an annual report from a tree expert detailing any work that is needed - and don't forget to carry it out!

•  Do you have any plants climbing up the house? Check out that they are not causing damage to your brickwork. Ivy is the biggest offender.

•  Now inside your house. Get your central heating boiler serviced - it's had a ( medical insurance ) hard winter! Also get it checked out for carbon monoxide emissions. Whilst he's there, get the engineer to give your radiators the once over.

•  Finally, up into the loft. Check for signs of water penetration, and rodent ( cheap car insurance ) damage to the exposed wiring. Squirrels love warm lofts and they love wiring! The fire brigade hate squirrels! And whilst you there, remove any old wasp or bird nests and block up the openings.