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Home and Contents Insurance. Keep home maintenance up to scratch. Page 2 |
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Walk around the house and make
When you are planting trees and shrubs you need to make sure that their roots are not ( best mortgages ) going to cause damage. If roots penetrate your drains or get into your foundations you could be in for horrendous bills. Popular and willow trees are some of the worst offenders. Did you know that you shouldn't have a popular tree within 150 feet of a property? New houses built within this distance, have to have specially reinforced foundations! Whilst on the subject of trees, you should be aware that your Buildings insurance will usually cover you for damage caused by falling trees. But what happens if the tree was rotten or the bough ( loans ) already damaged? Yes, you've guessed it, that's a maintenance issue. Unless you can show that you took reasonable care of the trees, the insurer could refuse any subsequent claim. If have big trees you are advised to get an annual report from a tree expert detailing any work that is needed - and don't forget to carry it out! Do you have any plants climbing up the house? Check out that they are not causing damage to your brickwork. Ivy is the biggest offender. Now inside your house. Get your central heating boiler serviced - it's had a ( medical insurance ) hard winter! Also get it checked out for carbon monoxide emissions. Whilst he's there, get the engineer to give your radiators the once over. Finally, up into the loft. Check for signs of water penetration, and rodent ( cheap car insurance ) damage to the exposed wiring. Squirrels love warm lofts and they love wiring! The fire brigade hate squirrels! And whilst you there, remove any old wasp or bird nests and block up the openings. |
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