Ten Tips for buying Home and Contents Insurance
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Author: Catriona Singfield
- Knowing Exactly What You Are Insured For Will Prevent Unnecessary Angst.
- Not knowing your policy and what exactly you are covered for can cause a lot of stress in a worst case scenario. Below we give an example of this happening and the outcome, and, share some tips with you.
- Landlords Insurance
- A must read for landlords !
- Landlords Insurance
- A must read for landlords !
- Insurers Give Out Warning Following Met Chief's Burglary Comments
- In the wake of comments from the Metropolitan police chief which suggested that it was safe to leave windows open and doors unlocked, insurance companies issued the opposite advice. Furthermore they stipulated that policyholders who did this would almost certainly not be covered in the event of a claim.
And yet, according to a survey conducted by top insurers Churchill, 38% of us dont take whats on the outside of our homes into account. Garden security is not a priority, despite the high cost of the equipment we often leave outside - lawnmowers, patio heaters, gas barbecues - all rather obvious and tempting targets. But ( medical insurance ) what of the plants themselves? Thieves have not been slow to take advantage, as Mrs J P from Glamorgan was shocked to find out. She glanced out of her window to see a man "dashing up the street clutching one of our plants". Sadly this is not an isolated incident: 18,000 similar thefts were reported last year, with the most common item on the thieves list being the household favourite, the hanging basket.
The average shed contains £1,300 in tools, toys and sports gear, with only a padlock ( unsecured loans ) between it and the opportunist with a break-in on the mind. It isnt much to guard all that gear - imagine leaving the TV or your DVD collection outside. Would you expect it to be there in the morning? (home insurance)
But you may think that you can relax; after all, your insurance covers ( personal loans ) your garden and shed - or does it? Not all policies include items left outside, and Home and Contents usually only includes things secured in a locked outbuilding or shed. (mortgage deals)
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